TERMS AND CONDITIONS
BeniquezSanchez.com
Last Updated: April 10, 2026
1. INTRODUCTION
Welcome to BeniquezSanchez.com.
This website is owned and operated by Beniquez Sanchez and Company LLC, a limited liability company organized under the laws of the State of Florida, United States of America, and authorized to conduct business in the Commonwealth of Puerto Rico under the name B and S LLC.
By accessing or using this website, you agree to be legally bound by these Terms and Conditions, as well as all applicable laws and regulations.
If you do not agree with these Terms, you must discontinue use of this website.
2. LEGAL ENTITY
BeniquezSanchez.com is owned and operated by:
Beniquez Sanchez and Company LLC
A Florida Limited Liability Company
Authorized to conduct business in the Commonwealth of Puerto Rico as:
B and S LLC
Business Address
1225 Ave. Ponce de León
PH 1563
San Juan, Puerto Rico 00907
United States
This entity serves as the parent company and legal owner of multiple brands, platforms, and service divisions.
3. CORPORATE STRUCTURE AND OPERATED BRANDS
Beniquez Sanchez and Company LLC owns, operates, and manages several specialized brands and platforms, including but not limited to:
BS and Co AI Labs®
A technology and artificial intelligence development division focused on enterprise AI systems, automation infrastructure, and software platforms.
Website
https://bsand-co.com
BS4PYMES®
An artificial intelligence-powered marketing and advertising platform designed for small and medium-sized businesses.
Website
https://bs4pymes.com
BS and Company Agency®
A strategic communications, marketing, advertising, and public relations firm serving organizations requiring advanced communications strategy and integrated campaigns.
Website
https://bsandcoagency.com
Each brand operates its own website, services, platforms, subscription systems, and contractual policies.
4. PURPOSE OF THIS WEBSITE
The purpose of BeniquezSanchez.com is to provide corporate information regarding Beniquez Sanchez and Company LLC and the brands operated by the company.
This website may also be used in connection with billing, invoicing, and payment processing infrastructure, including payments made for services provided by the brands operated by the company.
5. INCORPORATION OF BRAND POLICIES
Services offered by the brands operated by Beniquez Sanchez and Company LLC are governed by the policies published on their respective websites.
These include but are not limited to:
BS and Co AI Labs®
BS4PYMES®
BS and Company Agency®
THE CLIENTS purchasing services from any of these brands agree to be bound by:
- the Terms and Conditions of the respective brand website
- the Privacy Policy of the respective brand website
- the Payment, Cancellation, and Refund policies of the respective brand website
- any applicable service agreements or contracts
These documents are incorporated by reference into these Terms and Conditions.
6. PAYMENT PROCESSING
Payments for services offered by the brands operated by Beniquez Sanchez and Company LLC may be processed through third-party payment processors, including but not limited to:
- Stripe, Inc.
- electronic invoicing systems
- subscription billing systems
- authorized payment gateways
Payments may appear on billing statements under:
- Beniquez Sanchez and Company LLC
- BSANDCO
- B and S LLC
- or the name of the corresponding operated brand.
By completing a payment, THE CLIENT acknowledges that the payment may be processed by the parent company on behalf of the applicable brand.
7. BILLING TERMS
Unless otherwise specified in a written agreement, the following general billing terms apply:
- Services are typically billed in advance.
- Professional services may require prepayment prior to commencement of work.
- Subscription services are billed according to the subscription plan selected.
- Failure to make required payments may result in suspension or termination of services.
Specific billing conditions may vary depending on the brand and the service purchased.
8. NO REFUND POLICY
All payments made for services provided by the brands operated by Beniquez Sanchez and Company LLC are final.
Unless expressly stated otherwise in a written agreement signed by an authorized representative of the company, the company maintains a strict no-refund policy.
This policy applies to, but is not limited to:
- consulting services
- marketing services
- advertising services
- strategic advisory services
- public relations services
- AI platform access
- software tools
- subscription services
- digital services
- creative development
- campaign development
- professional services
THE CLIENTS are responsible for reviewing the applicable policies prior to making any purchase.
9. CHARGEBACK AND PAYMENT DISPUTE POLICY
THE CLIENTS agree not to initiate payment disputes or chargebacks with their financial institutions.
If a payment dispute or chargeback is initiated, Beniquez Sanchez and Company LLC reserves the right to:
- immediately suspend services
- terminate THE CLIENT relationship
- pursue collection actions
- recover administrative costs
- pursue legal remedies available under applicable law.
THE CLIENTS acknowledge that the services provided by the company and its brands are professional services and digital services that are non-returnable and non-refundable.
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9.a. ADVANCED CHARGEBACK PROTECTION AND PAYMENT DISPUTE AUTHORIZATION
THE CLIENT acknowledges and agrees that payments made to Beniquez Sanchez and Company LLC, including payments made for services provided by its affiliated brands, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
constitute payment for professional services, digital services, software services, and subscription-based services, which are non-returnable and non-refundable once delivered or made available.
9.b. WAIVER OF PAYMENT DISPUTE RIGHTS
To the maximum extent permitted by applicable law, THE CLIENT agrees not to initiate or attempt to initiate any chargeback, payment reversal, or dispute through any financial institution, payment processor, card network, or buyer protection program for services already rendered or made available.
This includes, but is not limited to disputes initiated through:
• credit card issuers
• debit card issuers
• PayPal
• Stripe
• payment processors
• banks
• card networks
• digital payment platforms.
9.c. AUTHORIZATION TO CONTEST DISPUTES
If THE CLIENT initiates a chargeback, payment reversal or payment dispute, THE CLIENT expressly authorizes Beniquez Sanchez and Company LLC to:
• submit evidence to the payment processor
• submit contracts and service agreements
• submit communications between the parties
• submit records of service delivery
• submit proof of platform access or service availability
• Inform the relevant payment processor or financial institution that, through our terms, conditions and policies, THE CLIENT waived all types of chargeback or payment dispute in advance
• provide copies of applicable policies.
Such evidence may be used to contest the dispute with the relevant payment processor or financial institution.
9.d. CLIENT LIABILITY FOR CHARGEBACK COSTS
If THE CLIENT initiates a chargeback, payment reversal or payment dispute in violation of these Terms, THE CLIENT agrees to be responsible for all costs associated with the dispute, including but not limited to:
• payment processor dispute fees
• chargeback penalties
• administrative processing costs
• investigation costs
• legal fees
• collection costs.
9.e. RECOVERY OF DISPUTED AMOUNTS
Beniquez Sanchez and Company LLC reserves the right to pursue recovery of any disputed amounts through:
• collection agencies
• legal proceedings
• arbitration proceedings
• contractual remedies.
THE CLIENT shall remain responsible for the full amount of the disputed transaction, in addition to any applicable costs and fees.
9.f. ACCOUNT SUSPENSION
The company reserves the right to immediately:
• suspend services
• terminate subscriptions
• revoke platform access
• terminate contracts
if a chargeback, payment reversal or payment dispute is initiated.
9.g. FRAUDULENT CHARGEBACKS
THE CLIENT acknowledges that initiating a chargeback, payment reversal or payment dispute for services that have already been provided or made available may constitute fraudulent payment activity under applicable laws.
Beniquez Sanchez and Company LLC reserves the right to pursue all remedies available under applicable law.
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9.h. PRESUMPTION OF ATHORIZED TRANSACTION
Where payment credentials are voluntarily submitted by THE CLIENT through the company’s checkout systems, subscription platforms, invoicing systems, or payment gateways, such submission shall constitute prima facie evidence of an authorized transaction for the purposes of any payment dispute or chargeback investigation.
9.i. SURVIVAL
This clause shall survive termination of the relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
10. CARDHOLDER AUTHORIZATION AND BILLING ACKNOWLEDGMENT
THE CLIENT represents and warrants that any payment method used to purchase services from Beniquez Sanchez and Company LLC, including services offered through its affiliated brands and platforms, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
is valid and authorized for use by THE CLIENT.
THE CLIENT further represents that they are either:
• the lawful cardholder of the payment method used, or
• an authorized user with permission from the lawful cardholder.
10.a. EXPRESS AUTHORIZATION OF CHARGES
By submitting payment information, completing a purchase, subscribing to services, or authorizing a transaction, THE CLIENT expressly authorizes Beniquez Sanchez and Company LLC to charge the designated payment method for:
• service fees
• subscription fees
• consulting services
• platform access
• recurring billing
• any other charges associated with the services.
Such authorization constitutes valid authorization of the transaction under applicable payment network rules and electronic commerce laws.
10.b. BILLING DESCRIPTOR ACKNOWLEDGMENT
THE CLIENT acknowledges that charges may appear on billing statements under the name:
Beniquez Sanchez and Company LLC
or under descriptors associated with the company’s brands, services, or payment processors.
THE CLIENT agrees that they recognize and accept these billing descriptors and shall not claim that such charges are unfamiliar, unauthorized, or fraudulent.
10.c. RECORDS OF AUTHORIZATION
THE CLIENT acknowledges that Beniquez Sanchez and Company LLC may maintain records of transaction authorization, including but not limited to:
• payment confirmations
• subscription enrollment records
• account login records
• IP address records
• timestamps of transactions
• electronic acceptance of terms
• communications related to the transaction.
Such records may be used as evidence in the event of a payment dispute or chargeback.
10.d. FRAUDULENT DISPUTE REPRESENTATION
THE CLIENT acknowledges that initiating a chargeback, payment reversal or payment dispute based on allegations of unauthorized or fraudulent transactions after having authorized the transaction may constitute a false representation to a financial institution.
Beniquez Sanchez and Company LLC reserves the right to pursue all remedies available under applicable law in response to fraudulent chargeback attempts.
10.e. ACCOUNT SECURITY RESPONSIBILITY
THE CLIENT is responsible for maintaining the security of their payment methods, login credentials, and account access.
The company shall not be liable for any charges resulting from:
• failure to secure account credentials
• unauthorized access resulting from THE CLIENT negligence
• sharing of login credentials
• misuse of THE CLIENT’s own payment method.
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10.f. RECOGNITION OF MERCHANT DESCRIPTOR
THE CLIENT acknowledges that the billing descriptors used by Beniquez Sanchez and Company LLC and its affiliated brands are clearly disclosed and recognized by THE CLIENT at the time of purchase, and THE CLIENT agrees that such descriptors shall not be claimed as unfamiliar, unauthorized, or fraudulent for the purpose of initiating a payment dispute.
10.g. SURVIVAL
This clause shall survive termination of the relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
11. NO CONSEQUENTIAL BUSINESS RELIANCE CLAUSE
Client acknowledges that the services provided are advisory in nature and that THE CLIENT retains full responsibility for all business decisions.
12. INTELLECTUAL PROPERTY
All content on BeniquezSanchez.com, including but not limited to:
- text
- graphics
- logos
- trademarks
- software systems
- AI tools
- design elements
- brand identities
is the exclusive property of Beniquez Sanchez and Company LLC or its affiliated brands.
Unauthorized use, reproduction, distribution, or modification is strictly prohibited.
13. LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Beniquez Sanchez and Company LLC and its affiliated brands shall not be liable for:
- indirect damages
- incidental damages
- consequential damages
- loss of profits
- loss of data
- loss of business opportunities
arising from the use of this website or the services provided by the company or its brands.
Total liability shall be subject to the limitations set forth in Section 18 (Limitation of Damages Cap) of these Terms.
14. THIRD-PARTY SERVICES
The services offered by the company and its brands may rely on third-party providers including but not limited to:
- payment processors
- cloud infrastructure providers
- analytics platforms
- artificial intelligence providers
- software integrations
The company is not responsible for the policies, actions, or performance of such third-party services.
15. WEBSITE USE
Users agree not to:
- attempt unauthorized access to systems
- misuse the website
- conduct fraudulent activities
- interfere with website operations
- use the website for unlawful purposes.
Violation of these terms may result in termination of access and legal action.
16. WRITTEN AGREEMENTS
From time to time, THE CLIENTs of Beniquez Sanchez and Company LLC or any of its operated brands may enter into written agreements with the company, including but not limited to:
• service agreements
• consulting agreements
• retainer agreements
• statements of work
• master service agreements
• project agreements
• subscription agreements
• licensing agreements
• other written contracts executed between the parties.
In the event that a written agreement has been executed between THE CLIENT and Beniquez Sanchez and Company LLC, or any of its affiliated brands, the provisions of such written agreement shall prevail and control over any provision contained in these Terms and Conditions or any other policies published on this website.
These Terms and Conditions are intended to govern general website use and general service conditions only.
Nothing contained on this website shall be interpreted as modifying, replacing, superseding, or amending the provisions of any written agreement executed between the parties.
17. ENTIRE AGREEMENT (WEBSITE SCOPE)
These Terms and Conditions, together with the Privacy Policy, Payment and Refund Policy, and any other policies referenced on this website, constitute the entire agreement governing the use of this website.
These Terms do not constitute a comprehensive service contract for the professional services offered by the brands operated by Beniquez Sanchez and Company LLC.
Professional services, consulting engagements, subscription services, software services, and other business relationships may be governed by separate written agreements, service contracts, or statements of work executed between the parties.
Nothing on this website shall be interpreted as creating a binding service contract unless explicitly stated in a written agreement executed by authorized representatives of the parties.
18. LIMITATION OF DAMAGES CAP
To the maximum extent permitted by applicable law, the total cumulative liability of Beniquez Sanchez and Company LLC, B and S LLC, and any of its affiliated brands, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
as well as their members, managers, officers, employees, contractors, agents, affiliates, partners, and service providers, arising out of or relating to:
• the use of this website
• the use of any services provided by the company or its brands
• any payment processed through the company
• any subscription service
• any consulting engagement
• any marketing, advertising, AI, or technology service
• any contractual or commercial relationship
shall in no event exceed the following amounts:
1. Retainer-Based Services
For services provided under consulting agreements, agency retainers, advisory services, or similar arrangements:
THE TOTAL AMOUNT OF THE BASIC MONTHLY RETAINER ACTUALLY PAID BY THE CLIENT TO THE AGENCY DURING THE ONE (1) MONTH IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
2. Subscription-Based Services
For services provided through software platforms, artificial intelligence tools, digital services, or any other subscription-based service:
THE TOTAL AMOUNT OF THE BASIC MONTHLY SUBSCRIPTION ACTUALLY PAID BY THE CLIENT TO THE AGENCY DURING THE ONE (1) MONTH IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
For clarity, the applicable liability cap shall be limited to the lowest applicable monthly service fee or subscription fee actually paid by THE CLIENT during the month immediately preceding the event giving rise to the claim.
19. EXCLUSION OF CERTAIN DAMAGES
To the fullest extent permitted by law, Beniquez Sanchez and Company LLC and its affiliated brands shall not be liable for any:
• indirect damages
• incidental damages
• consequential damages
• punitive damages
• exemplary damages
• special damages
• loss of profits
• loss of revenue
• loss of business opportunity
• reputational harm
• loss of goodwill
• loss of data
• business interruption
• speculative damages of any kind
even if the company has been advised of the possibility of such damages.
20. APPLICATION OF LIMITATION
These limitations of liability shall apply regardless of the legal theory upon which any claim is based, including but not limited to:
• breach of contract
• negligence
• gross negligence (to the extent permitted by law)
• strict liability
• tort
• statutory claims
• misrepresentation
• any other legal or equitable theory.
21. MAXIMUM EXTENT PERMITTED BY LAW
Some jurisdictions may not allow the exclusion or limitation of certain damages.
In such cases, liability shall be limited to the maximum extent permitted by applicable law, and the remainder of these limitations shall remain fully enforceable.
22. DISPUTE RESOLUTION, BINDING ARBITRATION, AND CLASS ACTION WAIVER
Agreement to Binding Arbitration
By accessing this website, using any services provided by Beniquez Sanchez and Company LLC, or engaging in any commercial relationship with the company or any of its affiliated brands, THE CLIENT expressly agrees that any dispute, claim, or controversy arising out of or relating to:
• these Terms and Conditions
• the use of this website
• the use of services provided by the company
• payments processed through the company
• subscriptions, consulting engagements, or professional services
• any contractual or commercial relationship with the company or its brands
shall be resolved exclusively through binding arbitration, rather than through litigation in court, except where prohibited by applicable law.
This arbitration agreement applies to all legal claims, including but not limited to claims arising under:
• contract law
• tort law
• statutory law
• consumer protection laws
• misrepresentation claims
• negligence claims
• any other legal theory.
22.a. Arbitration Venue and Location
All arbitration proceedings shall take place exclusively in the Commonwealth of Puerto Rico, unless Beniquez Sanchez and Company LLC elects otherwise at its sole discretion.
The parties expressly agree that Puerto Rico shall be the exclusive location for arbitration hearings, proceedings, or dispute resolution meetings.
22.b. Class Action Waiver
To the maximum extent permitted by applicable law, THE CLIENT agrees that any dispute resolution proceedings shall be conducted solely on an individual basis.
THE CLIENT expressly waives the right to participate in any class action, collective action, consolidated action, mass arbitration, or representative proceeding against Beniquez Sanchez and Company LLC or any of its affiliated brands.
No arbitrator or court shall have authority to:
• combine claims from multiple parties
• conduct a class action or collective proceeding
• allow a claim to proceed in a representative capacity.
All disputes must be brought individually and not as part of a class or group action.
22.c. Waiver of Jury Trial
To the fullest extent permitted by law, THE CLIENT expressly waives any right to a jury trial in connection with any dispute arising out of or relating to the use of this website or the services provided by Beniquez Sanchez and Company LLC or its affiliated brands.
22.d. Travel and Litigation Costs
THE CLIENT acknowledges and agrees that any arbitration hearing, dispute resolution meeting, or legal proceeding may require travel to Puerto Rico.
Beniquez Sanchez and Company LLC, B and S LLC, and their affiliated brands, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
shall not be responsible under any circumstance for any expenses incurred by THE CLIENT in connection with such proceedings.
This includes, but is not limited to:
• airfare or airline travel
• ground transportation
• hotel or lodging expenses
• meals
• legal expenses
• expert witness fees
• travel-related costs
• any other incidental or consequential expenses associated with travel to Puerto Rico.
Each party shall be responsible for its own costs and expenses unless otherwise required by applicable law.
22.e. Acknowledgment of Agreement
By accessing this website, engaging services, entering into a commercial relationship with the company, or completing any payment for services provided by the brands operated by Beniquez Sanchez and Company LLC, THE CLIENT expressly acknowledges that:
• they have read this arbitration and class action waiver provision
• they fully understand its legal effect
• they voluntarily agree to resolve disputes under these terms.
This provision shall survive the termination of any service relationship between THE CLIENT and the company.
22.f. Arbitration Rules and Administration
Any arbitration conducted pursuant to this Section shall be administered by a recognized arbitration organization in accordance with its applicable rules.
Unless otherwise agreed in writing by the parties, arbitration shall be administered under either:
• the Commercial Arbitration Rules of the American Arbitration Association (AAA); or
• the Comprehensive Arbitration Rules and Procedures of JAMS.
Beniquez Sanchez and Company LLC may elect, at its sole discretion, whether arbitration shall proceed under the rules of AAA or JAMS.
The arbitration shall be conducted before a single neutral arbitrator experienced in commercial, technology, or business disputes.
The arbitrator shall have the authority to award any relief permitted by applicable law that is consistent with these Terms and Conditions; however, the arbitrator shall have no authority to award relief that contradicts or expands the limitations of liability, damage caps, class action waiver, or dispute resolution provisions contained in these Terms.
The arbitration shall be conducted in the Spanish language unless otherwise required by applicable law.
The arbitrator’s decision shall be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
Nothing in this provision shall prevent Beniquez Sanchez and Company LLC from seeking temporary injunctive relief, protective orders, or equitable remedies in a court of competent jurisdiction to protect intellectual property, confidential information, proprietary systems, or trade secrets.
23. NO WAIVER CLAUSE
The failure of Beniquez Sanchez and Company LLC, or any of its operated brands, to enforce any provision of these Terms and Conditions shall not constitute a waiver of such provision or of the right to enforce it in the future.
Any waiver of any provision of these Terms shall only be effective if made in writing and signed by an authorized representative of the company.
No waiver of any breach shall be deemed a waiver of any subsequent breach.
24. SEVERABILITY CLAUSE
If any provision of these Terms and Conditions is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permitted by law.
The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions, which shall remain in full force and effect.
To the extent permitted by law, any invalid or unenforceable provision shall be interpreted in a manner that most closely reflects the original intent of the parties.
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25. SURVIVAL OF PROVISIONS
The following provisions shall survive the termination, cancellation, expiration, or completion of any relationship between THE CLIENT and Beniquez Sanchez and Company LLC:
• payment obligations
• chargeback and payment dispute provisions
• limitation of liability
• limitation of damages
• arbitration and dispute resolution provisions
• class action waiver
• intellectual property protections
• confidentiality obligations
• indemnification provisions
• governing law and jurisdiction provisions.
Such provisions shall remain enforceable for the maximum period permitted by applicable law.
26. ELECTRONIC ACCEPTANCE AND DIGITAL AGREEMENT
THE CLIENT acknowledges and agrees that acceptance of these Terms and Conditions may occur through electronic means, including but not limited to:
• using the website
• submitting forms
• purchasing services
• subscribing to services
• making payments
• interacting with the company through digital platforms.
Such actions constitute legally binding electronic acceptance of these Terms under applicable electronic commerce and electronic signature laws, including the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable laws of Puerto Rico.
No physical signature shall be required for these Terms to be legally enforceable.
27. THIRD-PARTY PLATFORMS AND SERVICES DISCLAIMER
The services provided by Beniquez Sanchez and Company LLC and its affiliated brands may involve the use of third-party platforms, software, services, infrastructure providers, payment processors, advertising networks, artificial intelligence platforms, hosting providers, and other external systems.
Such third-party services may include, but are not limited to:
• payment processors
• cloud infrastructure providers
• advertising platforms
• social media platforms
• artificial intelligence platforms
• analytics tools
• hosting services
• domain registrars.
The company does not control and is not responsible for:
• outages
• suspensions
• policy changes
• algorithm changes
• service interruptions
• account restrictions
• platform errors
• third-party decisions.
THE CLIENT acknowledges that many services depend on third-party platforms outside the company’s control and agrees that the company shall not be liable for any issues resulting from such third-party systems.
28. PORTFOLIO AND CLIENT REFERENCE AUTHORIZATION
Unless otherwise agreed in writing, THE CLIENT grants Beniquez Sanchez and Company LLC, including its affiliated brands, divisions, and platforms, including but not limited to:
• BS and Company Agency®
• BS and Co AI Labs®
• BS4PYMES®
the limited, non-exclusive right to reference THE CLIENT’S name, logo, publicly released campaign materials, non-confidential deliverables, project summaries, and general descriptions of services performed for portfolio, promotional, marketing, advertising, award submissions, case studies, presentations, website content, social media, investor materials, and business development purposes.
Such use shall be limited to materials that have already been publicly released, published, aired, distributed, or otherwise made publicly available, unless THE CLIENT provides prior written authorization for additional use.
Beniquez Sanchez and Company LLC and its affiliated brands shall not disclose confidential, proprietary, embargoed, private, or non-public information under this clause.
If THE CLIENT requires that all work remain confidential and excluded from portfolio or promotional use, such restriction must be expressly stated in a written agreement signed by both parties.
29. CONFIDENTIALITY
Beniquez Sanchez and Company LLC and THE CLIENT acknowledge that, during the course of their relationship, each party may receive confidential, proprietary, strategic, financial, operational, commercial, technical, technological, or non-public information from the other party (“Confidential Information”).
Each party agrees to maintain the confidentiality of such Confidential Information and shall not disclose, reproduce, publish, distribute, or use such information for any purpose other than the performance of the services and obligations contemplated under the applicable agreement.
Confidential Information shall not include information that:
a) becomes publicly available through no breach of this Agreement;
b) was already lawfully known by the receiving party prior to disclosure;
c) is received lawfully from a third party without breach of confidentiality obligations;
d) is independently developed without reference to the disclosing party’s Confidential Information;
e) disclosure is necessary for the purpose of locating THE CLIENT or collecting unpaid amounts.
THE CLIENT acknowledges that the methodologies, proprietary frameworks, pricing models, internal systems, algorithms, artificial intelligence systems, datasets, automation systems, workflows, templates, strategic planning methods, creative processes, subcontractor relationships, operational know-how, and internal technologies used by Beniquez Sanchez and Company LLC and its affiliated brands constitute confidential and proprietary information of the company.
The obligations contained in this clause shall survive the termination or expiration of the parties’ relationship.
30. COMPLIANCE AND RESPONSIBLE USE OF SERVICES
THE CLIENT agrees that all materials, content, campaigns, claims, products, services, statements, advertisements, and representations submitted to Beniquez Sanchez and Company LLC or any of its affiliated brands for publication, promotion, marketing, advertising, automation, or technological processing shall comply with all applicable laws, regulations, industry standards, platform policies, and ethical guidelines in:
• Puerto Rico
• the United States of America
• any other applicable jurisdiction.
THE CLIENT shall be solely responsible for the truthfulness, legality, ownership, substantiation, and regulatory compliance of all claims, testimonials, product descriptions, marketing materials, disclosures, or representations supplied to the company.
Beniquez Sanchez and Company LLC does not provide legal, medical, financial, tax, or regulatory advice, unless expressly agreed in writing.
The company reserves the right, at its sole discretion, to reject, suspend, revise, modify, or decline to publish or distribute any content or campaign that may expose the company, its brands, or its personnel to legal, regulatory, reputational, ethical, or platform-related risk.
31. INDEMNIFICATION
THE CLIENT agrees to indemnify, defend, and hold harmless Beniquez Sanchez and Company LLC, its affiliated brands, including but not limited to:
• BS and Company Agency®
• BS and Co AI Labs®
• BS4PYMES®
as well as its members, managers, officers, directors, employees, contractors, subcontractors, agents, affiliates, partners, licensors, and service providers from and against any and all claims, demands, actions, damages, losses, liabilities, penalties, fines, judgments, settlements, costs, and expenses, including reasonable attorneys’ fees and court costs, arising out of or relating to:
• the use, reproduction, publication, dissemination, or distribution of materials provided by THE CLIENT
• the content of campaigns, advertisements, communications, or representations supplied by THE CLIENT
• the works produced by Beniquez Sanchez and Company and its affiliated brands for THE CLIENT
• violations of laws or regulations
• intellectual property disputes
• regulatory complaints
• misleading claims
• false advertising
• consumer protection violations.
This includes, without limitation, claims involving:
• copyright infringement
• trademark infringement
• right of publicity
• right of privacy
• unfair competition
• defamation
• false or misleading advertising
• deceptive trade practices
• regulatory violations
• platform policy violations
• or any similar allegation.
31.a. Control of Defense
Beniquez Sanchez and Company LLC shall have the exclusive right to select its own legal counsel and control the defense of any such claim.
THE CLIENT agrees to cooperate fully, promptly, and diligently in such defense.
31.b. Additional Remedies
This indemnification obligation shall be in addition to, and not in limitation of, any other rights or remedies available to the company under contract, law, or equity.
32. LIMITED NON-COMPETE / NON-SOLICITATION
During the term of the parties’ relationship and for a period of twenty-four (24) months following termination, expiration, or cancellation of any agreement, THE CLIENT agrees not to directly or indirectly:
• solicit
• hire
• retain
• contract with
• engage
any employee, contractor, consultant, freelancer, vendor, partner, or collaborator of Beniquez Sanchez and Company LLC or any of its affiliated brands, including individuals introduced to THE CLIENT in connection with the services provided.
This restriction applies whether such engagement occurs as:
• employee
• consultant
• contractor
• freelancer
• partner
• advisor
• or through any third party.
32.a. Liquidated Damages
THE CLIENT acknowledges that a breach of this clause would cause substantial harm to the company, the exact amount of which would be difficult to determine.
Therefore, in the event of breach, THE CLIENT shall pay Beniquez Sanchez and Company LLC, as liquidated damages and not as a penalty, an amount equal to:
six (6) monthly retainer payments or six (6) monthly subscription payments under the applicable agreement, whichever is greater, in addition to any other damages, attorneys’ fees, and costs available under applicable law.
33. NON-DISPARAGEMENT
THE CLIENT agrees that neither THE CLIENT nor any of its owners, officers, employees, contractors, agents, representatives, affiliates, or related parties shall make, publish, communicate, transmit, distribute, or otherwise disseminate any false, defamatory, misleading, malicious, or disparaging statement regarding:
• Beniquez Sanchez and Company LLC
• BS and Company Agency®
• BS and Co AI Labs®
• BS4PYMES®
• their services
• their personnel
• their operations
• their work product
• their business practices.
Nothing in this clause shall prevent THE CLIENT from making truthful statements required by law.
However, THE CLIENT expressly agrees not to publish false, misleading, distorted, decontextualized, malicious, or intentionally harmful statements intended to damage the reputation of the company or its affiliated brands.
Beniquez Sanchez and Company LLC shall be entitled to seek injunctive relief, monetary damages, attorneys’ fees, and any other remedies available under law or equity for any breach of this clause.
34. PROPRIETARY METHODOLOGIES, FRAMEWORKS, AND ARTIFICIAL INTELLIGENCE SYSTEMS
THE CLIENT expressly acknowledges and agrees that Beniquez Sanchez and Company LLC, including its affiliated brands, divisions, and platforms, including but not limited to:
• BS and Company Agency®
• BS and Co AI Labs®
• BS4PYMES®
has developed and continues to develop proprietary methodologies, strategic frameworks, analytical models, artificial intelligence systems, algorithms, software tools, automation architectures, prompt engineering systems, datasets, training methodologies, consulting processes, marketing systems, campaign frameworks, operational workflows, and other proprietary technologies and know-how (collectively referred to as the “Proprietary Systems”).
These Proprietary Systems constitute valuable trade secrets and confidential intellectual property owned exclusively by Beniquez Sanchez and Company LLC and are protected under applicable intellectual property, trade secret, and unfair competition laws of:
• the United States of America
• the State of Florida
• the Commonwealth of Puerto Rico
• and any other applicable jurisdiction.
34.a. NO TRANSFER OF METHODOLOGIES OR SYSTEMS
Unless expressly stated in a written agreement signed by authorized representatives of both parties, no rights, licenses, ownership interests, or transfer of intellectual property relating to the Proprietary Systems shall be granted to THE CLIENT.
Any deliverables, recommendations, reports, campaigns, analyses, software outputs, artificial intelligence outputs, automation systems, or consulting insights provided to THE CLIENT are intended solely for THE CLIENT’S internal business use and do not transfer ownership of the underlying methodologies, frameworks, systems, or technologies used to produce such deliverables.
34.b. PROHIBITED USE
THE CLIENT agrees that it shall not, directly or indirectly:
• copy
• reproduce
• reverse engineer
• decompile
• disassemble
• replicate
• imitate
• adapt
• commercialize
• resell
• license
• distribute
• disclose
• train competing systems
• build derivative frameworks
• develop competing artificial intelligence tools
based on or derived from the Proprietary Systems of Beniquez Sanchez and Company LLC.
This restriction applies whether such actions occur:
• independently
• through employees
• through contractors
• through consultants
• through artificial intelligence tools
• through third-party vendors
• through affiliated companies.
34.c. AI SYSTEMS, DATASETS, AND AUTOMATION ARCHITECTURES
THE CLIENT acknowledges that any artificial intelligence systems, automation tools, software platforms, prompt structures, datasets, model configurations, machine learning architectures, or technological systems developed or used by Beniquez Sanchez and Company LLC constitute proprietary intellectual property and trade secrets of the company.
THE CLIENT shall not attempt to:
• extract training methodologies
• replicate prompt architectures
• reproduce automation workflows
• train competing systems using knowledge derived from the services
• reconstruct internal datasets or analytical systems used by the company.
34.d. NO IMPLIED LICENSE
Nothing in any agreement, proposal, service engagement, subscription, consulting arrangement, or commercial relationship shall be interpreted as granting THE CLIENT any implied license, ownership interest, or rights to the Proprietary Systems of Beniquez Sanchez and Company LLC.
All such rights are expressly reserved by the company.
34.e. INJUNCTIVE RELIEF
THE CLIENT acknowledges that unauthorized use, disclosure, or replication of the company’s Proprietary Systems would cause irreparable harm to Beniquez Sanchez and Company LLC for which monetary damages alone may be insufficient.
Accordingly, the company shall be entitled to seek:
• injunctive relief
• equitable relief
• temporary restraining orders
• permanent injunctions
in addition to any other remedies available under law or equity.
34.f. DAMAGES
In the event of a breach of this provision, THE CLIENT shall be liable for:
• all direct damages
• all indirect damages
• lost profits
• lost business opportunities
• legal costs
• investigative costs
• reasonable attorneys’ fees
• court costs
to the maximum extent permitted by applicable law.
34.g. SURVIVAL
The provisions contained in this section shall survive indefinitely after the termination, expiration, or completion of the relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
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35. ARTIFICIAL INTELLIGENCE OUTPUTS AND SYSTEM OWNERSHIP
Beniquez Sanchez and Company LLC, including its affiliated brands and platforms, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
may provide services that involve the use of artificial intelligence systems, machine learning tools, automation systems, software platforms, data analysis technologies, and proprietary algorithms (collectively referred to as “AI Systems”).
These AI Systems may generate analyses, recommendations, content, designs, reports, marketing materials, automation outputs, or other deliverables (collectively referred to as “AI Outputs”).
35.a. CLIENT RIGHTS TO USE OUTPUTS
Subject to full payment of all applicable fees and compliance with these Terms, THE CLIENT is granted a limited, non-exclusive, non-transferable license to use the AI Outputs generated for THE CLIENT for its internal business purposes and lawful commercial activities.
THE CLIENT may use such outputs within its own business operations, marketing activities, communications, campaigns, or internal processes.
35.b. NO TRANSFER OF AI SYSTEM OWNERSHIP
THE CLIENT expressly acknowledges and agrees that ownership of the underlying AI Systems remains exclusively with Beniquez Sanchez and Company LLC.
This includes, without limitation:
• artificial intelligence models
• machine learning systems
• prompt engineering frameworks
• training methodologies
• datasets
• automation architectures
• proprietary algorithms
• software platforms
• analytical systems
• technological infrastructure.
Nothing in any agreement, subscription, service engagement, proposal, or commercial relationship shall be interpreted as granting THE CLIENT ownership or rights to:
• the AI Systems themselves
• the software infrastructure
• the algorithms
• the prompt structures
• the datasets
• the training models
• the automation architecture.
All such technologies remain the exclusive intellectual property of Beniquez Sanchez and Company LLC.
35.c. NO MODEL TRAINING OR SYSTEM REPLICATION
THE CLIENT agrees that it shall not, directly or indirectly:
• reverse engineer
• replicate
• reproduce
• analyze
• extract
• copy
• rebuild
• train competing artificial intelligence systems
using knowledge, insights, methodologies, or outputs derived from the services provided by Beniquez Sanchez and Company LLC.
THE CLIENT shall not use AI Outputs or deliverables to:
• develop competing AI systems
• train external AI models
• replicate the company’s automation frameworks
• reconstruct proprietary methodologies.
35.d. NO GUARANTEE OF AI OUTPUT ACCURACY
THE CLIENT acknowledges that artificial intelligence technologies may produce outputs that contain inaccuracies, incomplete information, or interpretations based on available data.
Accordingly, Beniquez Sanchez and Company LLC does not guarantee the accuracy, completeness, reliability, or suitability of AI Outputs for any specific purpose.
THE CLIENT is responsible for reviewing, verifying, and validating all outputs before relying on them for business, legal, financial, marketing, or operational decisions.
35.e. SHARED AI KNOWLEDGE IMPROVEMENT
To the extent permitted by applicable law and unless otherwise agreed in writing, Beniquez Sanchez and Company LLC may use anonymized and aggregated usage insights derived from AI interactions, system performance, and operational data to improve its artificial intelligence systems, methodologies, and services.
Such improvements shall not include the disclosure of THE CLIENT’S confidential or proprietary information.
35.f. SURVIVAL
The provisions contained in this section shall survive indefinitely after the termination or expiration of the relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
36. ARTIFICIAL INTELLIGENCE ACCEPTABLE USE AND MISUSE POLICY
Beniquez Sanchez and Company LLC, including its affiliated brands and platforms, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
may provide services that involve the use of artificial intelligence systems, machine learning technologies, automation platforms, data analysis tools, and proprietary algorithms (collectively referred to as “AI Services”).
THE CLIENT agrees that all use of the AI Services must comply with all applicable laws, regulations, ethical standards, and platform policies in:
• the United States of America
• the Commonwealth of Puerto Rico
• any other applicable jurisdiction.
36.a. PROHIBITED USE OF AI SERVICES
THE CLIENT shall not use, attempt to use, or allow any third party to use the AI Services for any activity that is unlawful, fraudulent, harmful, deceptive, or abusive.
Prohibited activities include, but are not limited to:
1. Illegal Activities
• committing or facilitating criminal activity
• fraud or financial deception
• identity theft
• impersonation
• hacking or cyber intrusion
• unauthorized surveillance
• violations of financial regulations
• market manipulation
• securities fraud.
2. Deceptive or Harmful Content
THE CLIENT shall not use AI Services to generate, distribute, or promote:
• misinformation
• disinformation
• fraudulent representations
• impersonation of individuals or organizations
• fabricated news content
• deepfake media designed to mislead or deceive.
3. Manipulation of Public Opinion or Markets
THE CLIENT shall not use AI Services for:
• political manipulation campaigns
• artificial amplification of social media activity
• bot-driven propaganda
• coordinated misinformation campaigns
• manipulation of financial markets
• manipulation of public sentiment through deceptive automation.
4. Spam and Abusive Automation
THE CLIENT shall not use AI Services to conduct:
• unsolicited bulk messaging
• spam campaigns
• automated harassment
• abusive communication campaigns
• unauthorized scraping of platforms
• violations of platform messaging policies.
5. Violations of Privacy or Data Protection Laws
THE CLIENT shall not use AI Services to:
• collect personal data unlawfully
• process personal information without authorization
• violate privacy laws
• violate data protection regulations.
6. Creation of Harmful or Illegal Content
THE CLIENT shall not use AI Services to generate or distribute content involving:
• harassment
• threats
• hate speech prohibited by law
• unlawful discrimination
• illegal activities
• unlawful sexual content
• exploitative material.
7. Unauthorized System Access or Reverse Engineering
THE CLIENT shall not attempt to:
• reverse engineer AI systems
• bypass security protections
• extract proprietary system architecture
• exploit vulnerabilities in the platform
• disrupt system performance.
36.b. CLIENT RESPONSIBILITY FOR AI USE
THE CLIENT is solely responsible for:
• all content generated using the AI Services
• all outputs used in business activities
• all communications produced through the systems
• all actions taken based on AI-generated outputs.
Beniquez Sanchez and Company LLC does not monitor all content generated through AI Services and shall not be responsible for misuse of the systems by THE CLIENT.
36.c. SUSPENSION OR TERMINATION FOR MISUSE
Beniquez Sanchez and Company LLC reserves the right, at its sole discretion, to:
• suspend access to AI Services
• terminate accounts
• block system access
• cancel subscriptions
• terminate contracts
if the company determines that the AI Services are being used in violation of these Terms or in a manner that may expose the company to legal, regulatory, reputational, or security risks.
Such actions may be taken without prior notice.
36.d. REPORTING AND COOPERATION WITH AUTHORITIES
Beniquez Sanchez and Company LLC reserves the right to:
• investigate suspected misuse
• cooperate with law enforcement authorities
• report unlawful activity
• comply with legal requests from regulators or courts.
THE CLIENT agrees to cooperate fully with any investigation related to misuse of AI Services.
36.e. INDEMNIFICATION FOR AI MISUSE
THE CLIENT agrees to indemnify, defend, and hold harmless Beniquez Sanchez and Company LLC and its affiliated brands from any claims, damages, liabilities, penalties, regulatory fines, or legal expenses arising from the misuse of AI Services by THE CLIENT or any party acting on THE CLIENT’s behalf.
36.f. NO LIABILITY FOR CLIENT AI MISUSE
Beniquez Sanchez and Company LLC shall not be liable for any damages, losses, regulatory penalties, or legal consequences resulting from THE CLIENT’S misuse of the AI Services.
36.g. SURVIVAL
The obligations contained in this section shall survive the termination, expiration, or cancellation of any relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
37. MANDATORY INFORMAL DISPUTE RESOLUTION PROCESS
Requirement to Attempt Informal Resolution First
Before initiating any arbitration proceeding, legal claim, or formal dispute process against Beniquez Sanchez and Company LLC, including any of its affiliated brands, divisions, or platforms, including but not limited to:
• BS and Company Agency®
• BS and Co AI Labs®
• BS4PYMES®
THE CLIENT agrees to first attempt to resolve the dispute through the mandatory informal dispute resolution process described in this section.
This process is a mandatory condition precedent to initiating arbitration, litigation, or any other formal legal proceeding.
Failure to comply with this process may result in dismissal or suspension of the claim until the requirements of this section have been satisfied.
37.a. Notice of Dispute
To begin the informal dispute resolution process, THE CLIENT must send a written Notice of Dispute to Beniquez Sanchez and Company LLC.
The Notice of Dispute must include, at a minimum:
• THE CLIENT’s full legal name
• THE CLIENT’s contact information
• the name of the business entity (if applicable)
• the services or products involved
• the relevant transaction or account information
• a detailed description of the dispute
• the legal basis of the claim
• the specific relief or remedy requested.
The Notice of Dispute must be sent to the following address:
Beniquez Sanchez and Company LLC
Legal Department
1225 Ave Ponce de Leon
PH 1563
San Juan, Puerto Rico 00907
United States
Incomplete notices may be rejected until all required information is provided.
37.b. Mandatory Negotiation Period
Upon receipt of a valid Notice of Dispute, the parties agree to attempt to resolve the dispute through good faith negotiations.
The parties shall have a period of thirty (30) days from the date the Notice of Dispute is received to attempt to resolve the matter informally.
During this period:
• no arbitration may be initiated
• no lawsuit may be filed
• no formal dispute process may begin.
This negotiation period may be extended by mutual written agreement between the parties.
37.c. Good Faith Participation
Both parties agree to participate in the informal resolution process in good faith and to make reasonable efforts to resolve the dispute without the need for arbitration or litigation.
This may include:
• written communications
• telephone discussions
• video conference meetings
• document exchanges
• settlement discussions.
37.d. Requirement Before Arbitration
If the dispute cannot be resolved within the thirty (30) day negotiation period, either party may then proceed to initiate arbitration as provided under the Binding Arbitration Clause contained in these Terms and Conditions.
No arbitration or legal claim may be initiated unless the informal dispute resolution process described in this section has been completed.
37.e. Tolling of Legal Deadlines
Any applicable statute of limitations or legal filing deadline shall be temporarily suspended (“tolled”) during the informal dispute resolution period described in this section.
37.f. Waiver of Non-Compliant Claims
If a party initiates arbitration or legal proceedings without first complying with this informal dispute resolution process, the responding party may request that the arbitrator or court:
• dismiss the claim
• suspend the proceedings
• require completion of the informal resolution process before the claim may proceed.
37.g. Costs and Expenses
Each party shall bear its own costs associated with the informal dispute resolution process, including:
• legal fees
• administrative expenses
• communication costs.
Beniquez Sanchez and Company LLC shall not be responsible for any travel, lodging, transportation, or other expenses incurred by THE CLIENT in connection with the informal dispute resolution process.
37.h. Survival of this Provision
This informal dispute resolution requirement shall survive termination or expiration of any agreement or service relationship between THE CLIENT and Beniquez Sanchez and Company LLC.
.
38. EXPORT CONTROL AND SANCTIONS COMPLIANCE
The services, software platforms, artificial intelligence systems, technologies, and related materials provided by Beniquez Sanchez and Company LLC, including its affiliated brands and platforms, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
may be subject to United States export control laws and regulations, including but not limited to:
• the Export Administration Regulations (EAR)
• regulations administered by the U.S. Department of Commerce
• regulations administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
THE CLIENT represents and warrants that:
• they are not located in, organized in, or a resident of any country subject to U.S. embargo or sanctions;
• they are not listed on any U.S. government list of prohibited or restricted parties;
• they will not use the services in violation of any applicable export control or sanctions laws.
THE CLIENT further agrees not to export, re-export, transfer, or allow access to the services, software, AI systems, or related technologies in violation of applicable export laws or sanctions regulations.
Beniquez Sanchez and Company LLC reserves the right to restrict, suspend, or terminate access to services if it determines, in its sole discretion, that the services are being used in violation of applicable export control or sanctions laws.
39. FORCE MAJEURE
Beniquez Sanchez and Company LLC shall not be liable for any failure or delay in the performance of its obligations under these Terms or any related agreement if such failure or delay is caused by events beyond the company’s reasonable control.
Such events may include, but are not limited to:
• natural disasters
• hurricanes
• earthquakes
• fires
• floods
• acts of God
• war
• terrorism
• civil unrest
• government actions
• regulatory changes
• labor disputes
• power outages
• internet disruptions
• cyberattacks
• infrastructure failures
• failures of third-party service providers
• failures of cloud or hosting services
• failures of payment processors
• platform outages.
During the existence of a force majeure event, the company’s obligations shall be temporarily suspended for the duration of the event.
Beniquez Sanchez and Company LLC shall make commercially reasonable efforts to resume services as soon as practicable once the force majeure event has ended.
40. NO RELIANCE AND NO GUARANTEE OF RESULTS
THE CLIENT expressly acknowledges and agrees that the services provided by Beniquez Sanchez and Company LLC, including services offered through its affiliated brands, platforms, and technologies, including but not limited to:
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
may involve consulting services, strategic recommendations, marketing activities, artificial intelligence systems, analytical tools, automation technologies, and data-driven insights.
THE CLIENT acknowledges that:
• business outcomes depend on numerous factors outside the company’s control
• marketing performance may vary based on market conditions, competition, consumer behavior, platform algorithms, and economic factors
• artificial intelligence systems may produce variable outputs depending on inputs and data conditions.
Accordingly, Beniquez Sanchez and Company LLC does not guarantee any specific results, including but not limited to:
• revenue increases
• sales performance
• marketing conversions
• audience growth
• advertising performance
• campaign outcomes
• search engine rankings
• social media engagement
• operational efficiencies
• business profitability.
THE CLIENT further acknowledges that they are not relying on any representation, statement, projection, forecast, estimate, or expectation regarding specific results when entering into any agreement or using the services provided by the company.
Any examples of past performance, case studies, demonstrations, projections, advertising or marketing materials are provided for illustrative purposes only and shall not be interpreted as guarantees of future performance.
THE CLIENT agrees that all business decisions made based on recommendations, analyses, AI outputs, or consulting services are made at THE CLIENT’S own discretion and risk.
41. LIMITATION PERIOD FOR CLAIMS
To the maximum extent permitted by applicable law, any claim, dispute, or cause of action arising out of or relating to the use of this website or the services provided by Beniquez Sanchez and Company LLC must be brought within one (1) year from the date the claim first arose.
Any claim not brought within this period shall be permanently barred.
42. CORPORATE AFFILIATES
These Terms and Conditions apply not only to Beniquez Sanchez and Company LLC but also to its affiliated brands, divisions, subsidiaries, contractors, employees, officers, managers, and representatives.
Any protections, limitations of liability, indemnifications, and disclaimers contained in these Terms shall extend to:
• Beniquez Sanchez and Company LLC
• B and S LLC
• BS and Co AI Labs®
• BS4PYMES®
• BS and Company Agency®
• employees, contractors, partners, and service providers involved in delivering services.
43. MODIFICATIONS TO TERMS
Beniquez Sanchez and Company LLC reserves the right to modify these Terms and Conditions at any time.
Updated versions will be posted on this website and will become effective immediately upon publication.
44. GOVERNING LAW
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of:
- the State of Florida, United States of America
- applicable federal laws of the United States
For matters arising from operations conducted in Puerto Rico, applicable laws of the Commonwealth of Puerto Rico may also apply.
45. JURISDICTION
Any disputes not subject to arbitration under Section 22 shall be resolved in the competent courts located in the Commonwealth of Puerto Rico.
46. ASSIGNMENT
THE CLIENT may not assign, transfer, delegate, or sublicense any rights or obligations under these Terms without the prior written consent of Beniquez Sanchez and Company LLC.
Beniquez Sanchez and Company LLC may assign or transfer these Terms in connection with a corporate restructuring, merger, acquisition, sale of assets, or internal corporate reorganization.
47. MANDATORY MERCHANT CONTACT REQUIREMENT
Before initiating any chargeback, payment dispute, reversal request, or fraud claim with any bank, credit card issuer, payment processor, or financial institution, THE CLIENT agrees to first contact Beniquez Sanchez and Company LLC in good faith to attempt to resolve the matter directly.
THE CLIENT agrees to submit any billing inquiry, payment concern, or dispute through the company’s official communication channels and allow the company a reasonable opportunity to investigate and resolve the matter.
THE CLIENT acknowledges that initiating a chargeback, payment reversal or payment dispute without first attempting to resolve the issue directly with the company may be considered a violation of these Terms and may constitute evidence of a bad faith dispute.
In the event that a chargeback, payment reversal or payment dispute is initiated without prior contact, Beniquez Sanchez and Company LLC reserves the right to submit evidence to the payment processor or financial institution demonstrating that THE CLIENT failed to follow the mandatory dispute resolution procedures established in these Terms.
THE CLIENT further agrees that such conduct may be considered a breach of these Terms and may result in:
• suspension or termination of services
• immediate account termination
• collection actions for unpaid amounts
• recovery of dispute-related costs
• legal remedies available under applicable law.
This clause is intended to ensure fair resolution of billing concerns and to prevent fraudulent or abusive chargeback activity. Failure to comply with this requirement may be presented as evidence of bad-faith dispute activity in any chargeback investigation.
48. INTERPRETATION AND COMMERCIAL REASONABLENESS
These Terms and Conditions shall be interpreted in a commercially reasonable manner consistent with the nature of professional services, marketing services, digital art services, consulting services, technology services, and artificial intelligence services provided by Beniquez Sanchez and Company LLC.
THE CLIENT acknowledges that the company provides advisory, strategic, analytical, and technological services that involve professional judgment, data interpretation, and evolving technological systems.
Accordingly, no provision of these Terms shall be interpreted in a manner that imposes strict liability, guaranteed outcomes, or absolute performance obligations upon the company where such obligations would be inconsistent with the nature of professional, artistic, consulting, digital, technological, marketing, or artificial intelligence services.
49. SMS COMMUNICATIONS
By providing your mobile phone number and opting in to receive SMS messages from Beniquez Sanchez and Company LLC, you consent to receive text messages related to inquiries, service updates, appointment confirmations, and other relevant communications.
Message frequency may vary depending on your interaction with our services.
Message and data rates may apply based on your mobile carrier.
You may opt out at any time by replying STOP to any message you receive. For assistance, reply HELP.
Consent to receive SMS messages is not a condition of purchasing any goods or services from Beniquez Sanchez and Company LLC.
Beniquez Sanchez and Company LLC may send SMS communications related to its brands including BS and Co AI Labs®, BS4PYMES®, and BS and Company Agency.
If you have any questions about SMS messages, you can contact our customer service department at: Click Here
50. CONTACT INFORMATION
For inquiries regarding these Terms and Conditions:
Beniquez Sanchez and Company LLC
Business Address
1225 Ave Ponce de León
PH 1563
San Juan, Puerto Rico 00907
United States